Terms of Service

Please read these Terms of Service ("Terms") carefully before using the website [Your Website URL] (the "Site") and any services provided by Holguin Trades ("we," "us," or "our"), including stock market signal alerts (via text message), coaching, and public speaking engagements.

By accessing or using the Site and our services, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Site or use the services.

1. Service Description

We provide stock market signal alerts delivered via text message, individualized coaching, and public speaking services related to financial markets and personal development. Our services are for informational and educational purposes only and do not constitute financial or investment advice.

2. User Accounts & Subscriptions

To access certain features of our services, such as signal alerts, you may be required to create an account and subscribe. You agree to provide accurate, current, and complete information during the registration process, including a valid mobile phone number for text alerts, and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.

Subscription fees are detailed on the Site. All payments are non-refundable unless otherwise stated in a separate refund policy. We reserve the right to change our pricing at any time, with notice to you.

3. Text Message Alerts

By subscribing to our signal alert service, you consent to receive recurring text messages (SMS/MMS) from Holguin Trades to the mobile phone number you provide. Message and data rates may apply. Message frequency will vary. Reply STOP to cancel at any time. Reply HELP for help. Please note that text message delivery is dependent on your mobile carrier and may be subject to network delays or outages beyond our control. Holguin Trades is not responsible for delayed or undelivered messages.

4. Intellectual Property

All content on the Site, including text, graphics, logos, images, and the compilation thereof, and any software used on the Site, is the property of Holguin Trades or its suppliers and protected by copyright and other intellectual property laws. Our signal alerts, coaching materials, and public speaking content are proprietary. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site or from our services without our prior written consent.

5. Prohibited Uses

You may use the Site and services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates any applicable federal, state (especially California law), local, or international law or regulation.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm Holguin Trades or users of the Site or expose them to liability.
• Use the Site to transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.

6. Disclaimer of Warranties

The Site and our services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. We do not warrant that the Site or services will be uninterrupted, error-free, or free of viruses or other harmful components. We specifically disclaim all warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

In no event will Holguin Trades, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site, any websites linked to it, any content on the Site or such other websites or services, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable. This includes, but is not limited to, any losses incurred from trading activities based on our signal alerts or coaching advice.

8. Indemnification

You agree to defend, indemnify, and hold harmless Holguin Trades, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site and services.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or related to these Terms or the Site shall be brought exclusively in the state or federal courts located in San Diego County, California.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

11. Contact Us

If you have any questions about these Terms, please use the contact page to contact us.